Waterfront
Address
411-a Cobia Avenue, Fort Walton Beach, FL
Price
$ 1,399,000
Property Attributes
  • MLS#978567
  • TypeSingle Family
  • Listing Status Active
  • CountyOkaloosa
  • CityFort Walton Beach
  • AreaFort Walton Beach
  • NeighborhoodOkaloosa Island
  • Zip32548
  • StyleSplit Level
  • Year Built1974
  • Taxes$ 7871
  • Price$ 1,399,000
  • Bedrooms3
  • Full Bathrooms3
  • Half Bathrooms0
  • Sqr Footage1848
  • Lot Size0.27 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description

Here is the unicorn waterfront property you've been looking for! On beautiful Okaloosa Island, this 3-bedroom, 3-bath home overlooks the serene Intracoastal just across from the Landing. With 102 feet of waterfront, this property is uniquely situated to offer 180 degrees of panaromic sunrise and sunset views. The deep water dock is a boater's dream, with 4 wet slips, covered aluminum QAB boat lift system for up to 20,000 pounds, and a 200-amp electrical service. Just a short walk to the famous sugar-sand island beaches, this home has everything you're looking for in waterfront living. Golf carts welcome! The beautifully renovated interior offers an expansive kitchen and living area with high impact hurricane windows and double French doors (also hurricane rated) for plenty of natural light. Quartzite countertops, stainless steel appliances, and custom wood cabinets provide the Chef with a convenient, modern kitchen, including a 5-burner range and Bosch dishwasher. Enjoy those spectacular views without leaving the kitchen! The oversized primary suite has his and her closets and an updated bathroom with quartzite, lovely wood cabinets, hexagonal tile floors, and new light fixtures. All 3 bedrooms have gorgeous engineered hardwood flooring. Oversized garage has plenty of room for kayaks, paddleboards, and other water toys in addition to your vehicle. The third bathroom is just off the garage and is easily accessible from the living space, while also providing convenient access from outdoor activities. A hurricane-rated garage door has also been installed. With one of the longest waterfront footages on the Island, the exterior is just as lovely as the interior, with brand new landscaping and sod and a firepit overlooking the water. A fence with gated access provides extra peace of mind. The dock will accommodate your 100-foot yacht or several smaller water toys - or anything in between. A deck overlooking the water is perfect for entertaining. The striking paver system provides plenty of parking and is rated for high-weight commercial loads.

Elementary School Middle School High School
Edwins Elementary School Bruner Middle School Fort Walton Beach High School
Price History
5/23/2026 Listed $1,399,000

General Features

Utilities Gas - Natural,Public Water
Zoning Resid Single Family
Property Subtype Detached Single Family
County Okaloosa
Property Type Residential
Subdivision Name Okaloosa Island
Status Active
Buyer Financing Conventional,FHA,VA,Other
Directions Heading west on Santa Rosa Blvd., turn right onto Caviar, then right onto Cobia. House is at the end of the cul-de-sac.
High School Fort Walton Beach
City Fort Walton Beach
MLS Area 12 - Fort Walton Beach
Lot Size Units Acres
Lot Size Square Feet 11761.2
Elementary School Edwins
Middle/Junior High School Bruner
MLS Area Minor 1201 - Okaloosa Island
Standard Status Active
Sewer Public Sewer
Waterfront Features Intracoastal Wtrwy,Sound
Heating Central
Cooling Ceiling Fans,Central Air
Garage Spaces 1
Patio/Porch Features Deck Open
Architectural Style Split Level
Construction Materials Block,Frame,Siding Brick Some,Siding CmntFbrHrdBrd
Year Built 1974
Stories Count 2
Tax Year 2025
New Construction false
Attached Garage true
Total Rooms 10
Carport Y/N false
Property Condition Renovated,Construction Complete
Security Features Fire Alarm/Sprinkler

Interior Features

Total Baths 3
Interior Amenities Lighting Recessed,Newly Painted,Pantry,Washer/Dryer Hookup
Flooring Floor Hardwood,Floor Terrazo,Floor Tile
Air Conditioning Y/N true
Heating Y/N true

Exterior Features

Lot Features Bulkhead/Seawall,Cul-De-Sac,Within 1/2 Mile to Water
Lot Size Area 0.27
Lot Dimensions .27
Lot Size Acres 0.27
Road Surface Type Paved
Waterfront Y/N true
Exterior Amenities Boat Slip,Boatlift,Dock,Sprinkler System
Fencing Fenced Lot-All
Building Area Total 1848
Parking Features Boat,Oversized
Total Parking 5

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32548

Price
AVG $580K
$1.4M
Taxes
AVG $3,647
$7,871
Year Built
AVG 1975
1974

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